Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. Nearly 27 billion ACH payments were made in 2020, valued at close to $62 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.
Established in 1998, Affirmative Technologies provides innovative payment processing and risk management platforms to businesses and financial institutions nationwide. We deliver Internet-based payment platforms in a secure and redundant ASP environment. Our software is fully compliant with Nacha and other regulatory bodies that oversee payments. Affirmative’s software may be used as middleware to any core system or used as a stand-alone for originating and receiving ACH files throughout the ACH Network.
Alkami is a leading provider of cloud-based digital banking solutions. Alkami’s solutions reshape the modern banking landscape by delivering bold and innovative digital capabilities to U.S. banks and credit unions.
ECCHO was established in 1990 as a not-for-profit clearinghouse to foster the electronic exchange of checks and to advocate for a more efficient check payments system. Now, as a service of The Clearing House Payments Company L.L.C., ECCHO has approximately 3,000 members comprised of U.S. depository financial institutions of all sizes. Member services provided by ECCHO include the ECCHO Operating Rules for private-sector image exchange, industry advocacy for the check payment system, payments education and the nationally recognized NCP accreditation program.
Envesnet | Yodlee
Envestnet | Yodlee®, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 15 of the top 20 U.S. banks.
First Citizens National Bank
First Citizens National Bank was founded in 1889 and has successfully weathered challenging economic times and achieved substantial growth in order to help people – just like you – build their financial futures. We are dedicated to continued strength and healthy growth in the communities we serve – and that’s Unbelievably Good for all involved!
We are rooted in Tennessee with a reputation of being an Unbelievably Good community bank. Since opening our doors in Dyersburg in 1889, we have striven to give back and make a difference in the communities we serve. With 26 standalone locations in 11 Tennessee counties, we are truly a statewide bank that maintains a community-by-community focus.
First Horizon Bank
First Horizon is a regional financial services company founded in 1864 with approximately 8,400 associates and $90 billion in assets. The company offers regional banking, wealth management, title insurance and capital market services across the Southeast.
Independent Community Bankers of America® (ICBA)
The Independent Community Bankers of America creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.
With nearly 50,000 locations nationwide, community banks constitute 99 percent of all banks, employ more than 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5 trillion in assets, over $4.4 trillion in deposits, and more than $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.
Juniper Payments delivers payment services through correspondent and direct relationships with banks and credit unions throughout the US. Our modular solutions are utilized by more than 3,000 financial institutions daily, driving payments from origination to delivery both foreign and domestic.
Protocol Enterprises, LLC
Protocol is a data security company built on the belief that motivated individuals empowered with the right tools can make a difference in their lives and communities. We help organizations of all sizes, validate and maintain PCI DSS standards while also helping to eliminate other data security risks.
Launched in 2016, Protocol's vision evolved from years PCI compliance and data security industry. We have seen firsthand the reality that business owners face every day in their efforts to protect their business and understand PCI DSS standards. Unfortunately, we have also seen the frustration, fears and devastation caused when data breaches hit organizations of all sizes.
We're keenly aware that data security affects us all, and it's our passion to be part of the solution. Our mission is not only meet PCI requirements, but to also change the mindset within each organization we work with, to provide innovative ways of looking at problems old and new, and to provide the best customer service experience and support of the PCI standards along the way. Our goal is to help move organizations from simply PCI DSS checkbox compliance, to a PCI compliance mindset that sees PCI DSS compliance as a method to constantly evaluate an organization's data security.
Q2 is a secure, cloud-based digital banking solutions company headquartered in Austin, Texas. Since 2004, it has been our mission to build stronger communities by strengthening their financial institutions. Our digital banking solutions for deposits, money movement, lending, leasing, security and fraud enable financial institutions to deliver a better financial experience to their account holders. Our bank and credit union customers, along with emerging financial services providers, also benefit from actionable data analytics and access to open technology tools.
WesPay is a payments association dedicated to building and sharing knowledge to guide members through their payments journey, from concept to operation. We work with financial institutions, third-party payment providers and organizations supplying payment services related to operations and compliance, risk management and fraud, and payments strategy and planning.